Could you be owed compensation for mis-sold car finance?

You can claim without using a CMC, to your finance provider and then to FOS, for free. The FCA have introduced a free consumer redress scheme.

Here's what happens next

Enter a few basic details

Just your name, date of birth and address. That's all we need to get started.

We find your agreements

Our system searches for your past car finance agreements automatically - including ones dating back to 2007. No paperwork needed from you to get started.

We review and fight your case

If we find agreements that may have been mis-sold, we handle everything. You'll be kept updated every step of the way.

What our customers say

"Im so happy I used the Mis sold expert for my claim. I had my concerns but they made me feel at ease and they found my car finance documents for me!! This is a legit service!! I recommend to all!!"

Mr C Gregory

January 2026

"Mis-sold Expert made my claim process quick and easy. I filled in a simple form, submitted a few details, and they got back to me almost immediately to confirm they were looking into my claim. Everything has been straightforward, with no hidden steps, and they've kept me updated throughout. Would highly recommend!"

Kyle

December 2025

"Super clear and the process was quick and easy! I've seen a number of these brands and you can't be sure on them but Mis-Sold put me at ease straight away, you can tell you're dealing with a team of professionals"

Coral

January 2026

Common questions

Do I need my old paperwork or finance documents?

No. Our system uses a soft credit check to locate your past car finance agreements automatically. You don't need to find any documents yourself.

Will this affect my credit score?

No. We use a soft credit search only, which means your credit file won't be affected in any way.

Do I need to make any phone calls?

No. The entire process can be completed online. We'll keep you updated by email throughout.

What does it cost?

There are no upfront costs. We charge a fee of between 18-36% (including VAT) only if your claim is successful. If you cancel outside the cooling off period, cancellation charges may apply at a rate of £80+VAT per hour and £10+VAT for each piece of correspondence.

Can I claim for free without using a claims management company?

Yes. You can claim directly to your finance provider and then to the Financial Ombudsman Service (FOS) for free. The FCA is also introducing a free consumer redress scheme. We're here for people who'd prefer someone to handle the process on their behalf.